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Loan Rates

Accurate as of Oct 25, 2018

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Type APR* Maximum Term Payment per $1,000
VISA 9.90% open end -
Overdraft Line of Credit 13.75% open end -
Personal Loan as low as 6.25% up to 60 months $19.46
Share or Certificate Secured deposit rate +3% 12 months -
New & Used Vehicles as low as 3.75% up to 24 months $43.32
New & Used Vehicles as low as 4.00% 25-36 months $29.53
New & Used Vehicles as low as 4.25% 37- 48 months $22.70
New & Used Vehicles as low as 4.50% 49 to 60 months $18.65
New & Used Vehicles as low as 5.00% 61 to 72 months $16.11
New & Used Vehicles as low as 5.50% 73 to 84 months $14.38
Other Secured Loans as low as 3.75% up to 24 months $43.32
Other Secured Loans as low as 4.00% 25-36 months $29.53
Other Secured Loans as low as 4.25% 37-48 months $22.70
Other Secured Loans as low as 4.50% 49 to 60 months $18.65
Other Secured Loans as low as 5.00% 61 to 72 months $16.11
Other Secured Loans as low as 5.50% 73 to 84 months $14.38
Mortgage Loans call for rates
New Mobile Homes call for rates
Used Mobile Homes (up to 10 years old) call for rates
Used Mobile Homes (over 10 years old) call for rates
New Mobile Home on Land call for rates
Used Mobile Home on Land call for rates
Land Loans 8.50% up to 120 months $12.40
Home Equity Loans As low as 4.50% up to 60 months $18.65
Home Equity Loans As low as 4.50% 61 months to 120 months $10.37
Home Equity Loans As low as 5.00% 121 months to 180 months $7.91
Home Equity LIne of Credit Prime Rate + 0%, Currently 3.50% Open End n/a

*APR is the Annual Percentage Rate. Rates are Subject to Change.

Sebasticook Valley FCU serves Penobscot, Somerset and Waldo Counties.

This credit union is federally insured by the National Credit Union Administration.

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